Did you know that PhilHealth OFW-members and beneficiaries based overseas can still claim benefits while abroad? Registered OFW and overseas based-Filipinos may claim benefits within 180 days from the date of their discharge from hospital. …
For many Filipinos who are hoping to build a better life and a future for their families, working abroad may seem like their only way to achieve this. However, the process to find work overseas …
![Are you an SSS member yet? If yes, then you’re one step towards securing yourself as well as your family’s future should you decide to return back to the Philippines for retirement or for good. As there is no final say yet as to whether SSS membership for OFWs will become mandatory, the idea of getting membership must be taken into consideration because there are several benefits which not only the member can enjoy but also their family, as well. In this post, we will share some of these benefits and provide additional information for those who would like to become a member, as well. Here are 7 Benefit Enjoyed by SSS OFW-Members The Social Security System (SSS) is a government-run insurance program which offers health and retirement benefits among others to private sector employees and to voluntary members, which include self-employed, non-working spouses, as well as overseas Filipino workers (OFWs). Active SSS members can expect to avail any of the following member benefits: 1. Maternity Benefit Female SSS members who recently delivered a child (or experienced a miscarriage) may avail of a daily cash allowance from SSS. Among the qualifications for this benefit is that you need to have at least three (3) months’ worth of contributions within the last 12 months. 2. Sickness Benefit Daily cash allowance is also available to those who are unable to work due to sickness or an injury. Similar to the maternity benefit, you will need to have at least three months’ contributions within the last 12 months. This benefit also applies if you have been confined at home or in a hospital for at least three days. 3. Disability Benefit In the event that a member becomes ill or injured which results to a partial or total disability, they may apply for the disability benefit. Those who have made at least 36 monthly contributions qualify for a month disability pension. On the other hand, those who have not reached this requirement would be granted a lump sum amount instead. 4. Unemployment Benefit This is a relatively new benefit offered to those who have been laid off (terminated) from their jobs. As such, this does not apply to those who have resigned from their jobs. This benefit is equivalent to 50% of the average MSC. To give you a clearer picture, if your average monthly salary is PHP 30,000, you could receive half of it or PHP 15,000. To qualify for this benefit, you need to have at least 36 monthly contributions, 12 of which should have been made within the last 18 months prior your termination from work. 5. Retirement Benefit Members who could no longer work due to old age may avail of this benefit as monthly pension or lump sum amount. Those who have reached 60 years of age and are no longer working may apply, as long as they have made at least 120 monthly contributions during their employment history. Meanwhile, members who have reached 65 years will automatically get this benefit, regardless whether they are working or not. 6. Death Benefit Primary beneficiaries (i.e. spouse or dependent child) of a deceased SSS member who has made at least 36 monthly contributions can avail of a monthly death pension. Meanwhile those whose contributions are below 36, will get a lump sum amount from SSS. And for those without primary beneficiaries, the secondary beneficiaries (i.e. dependent parents) would receive this benefit instead. 7. Funeral Benefit Anyone who settles the burial expenses of a deceased SSS member may claim funeral benefits – granted that they have made at least one monthly contribution as a self-employed, voluntary, or OFW member. Here are the benefits offered by SSS to OFW-members based on the Social Security Act of 2018: Credits: SSS Becoming an SSS OFW-Member For those who already have an existing SS number prior to becoming an OFW, you may simply continue paying your contributions after you change your membership status to OFW by ticking the box for Overseas Worker on the SS Form (RS-5). However, for those who do not have an SS number yet, you will be required to fill out and submit an SS Form OW-1 or the Overseas Worker Record. Also, you need to submit the original and photocopy of a primary ID or any two secondary IDs accepted by the SSS. Despite being physically absent in the Philippines, OFWs can still benefit from the programs offered by the Philippine government - one of which is the SSS fund, but you will need to continuously pay your contributions to meet the eligibility requirements for a number of their member benefits. Disclaimer: The information discussed in this article is for information-sharing purposes only. To learn more about your SSS membership and the benefits that come along with it, you may visit the SSS official website. ALSO READ: [ADVISORY] DFA No Longer Uses Red Ribbon on Philippine Documents](https://i0.wp.com/malaysiaofw.com/wp-content/uploads/2019/08/sss-ofw-benefits.jpg?fit=320%2C168&ssl=1)
Are you an SSS member yet? If yes, then you’re one step towards securing yourself as well as your family’s future should you decide to return back to the Philippines for retirement or for good. …
![[ADVISORY] DFA No Longer Uses Red Ribbon on Philippine Documents](https://i0.wp.com/malaysiaofw.com/wp-content/uploads/2019/08/dfa-apostille.jpg?fit=320%2C168&ssl=1)
Last May, the Department of Foreign Affairs (DFA) has announced that they will no longer use a red satin (red ribbon) to earmark publicly certified documents issued from the Philippines. Instead, as part of the …
Despite the fact that overseas Filipino workers (OFWs) earn more money than those working for the same job in the Philippines, many of them would readily inform you that if they could only go home …
Pinoys who want to check how much they’ve contributed for their SSS pension, this guide is for you. For Pinoys, it is good to have a Social Security System (SSS) account as a means of …